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What to Do If Your Car Keys Are Stolen
It's a frightening experience to lose your car keys. Before you panic, take a deep breath and carefully check your bags, pockets and your immediate surroundings.
Unlike in the past, when losing or misplacing a car key was not a big deal, modern keys must be deactivated by a dealership or locksmith to prevent theft.
Report it to the Police
Losing your car keys is an unsettling and stressful experience. It can cause disruption to your day, cause delays in your plans, and possibly cost you more money. If keys have escaped of your pocket, or perhaps you've forgotten them somewhere else There are a few ways to avoid any further problems and ensure your safety.
Firstly, you should make an effort to remain calm and not be overwhelmed. This could cloud your judgment and make it difficult to come up with a solution. Take a deep breathe and look through your purse, pockets or bag. If you lost your keys in a public area or workplace, ask someone to check if it was found. Additionally, if you have spare keys in your home, you should take a good look too.
Once you have checked all the obvious places the keys might be, it's the right time to report the incident to the police. The earlier you report the incident the more effective. This will be an official police report that will help you with your insurance claim in the future.
You can do this online by filling out an incident report at the NYPD. You will need to have your registration number for your vehicle and several other details to complete the report. Once the report is filed it will be entered into NCIC and the state's auto computer records for theft. This will deter anyone from attempting to sell the vehicle or applying for a new title.
Report the loss of your keys that you have spare to your insurance company. This will enable them to begin the claims process and could even cover any additional costs you have to incur due to your keys being lost. Your insurance provider can advise you on how to enhance the security of your vehicle to lower the likelihood of it being stolen. This could include an immobiliser for your car or tracking devices which can be linked with your key fob, smartphone apps, or car key fob.
Find a replacement key
The loss of things is a regular occurrence in a busy life. If it's your debit or credit card, favorite pair of sunglasses or your car keys - losing them can put a wrench in your plans and seem like the end of the world.
It's not that difficult to replace a key for an automobile that's been stolen. There are many options for you to choose from when getting a new key depending on the type of key your car has.
You can call your dealer or an auto locksmith to create new keys for you. Dealers will charge more however they can make it happen quickly. They may also use the VIN number of the car to match the new key with your specific vehicle.
If your car is older and uses a traditional mechanical key, you will probably find a locksmith who can do the job for cheaper than the dealer. The locksmith can create the key on site and modify your old key to make it ineffective.
You may need to go to the dealer to order a key for a more modern vehicle with transponder chips or a remote-keyless chip. The dealer will require the make and model of the vehicle to match the key.
Always carry a spare car key in the event that something happens to the original one, or you are not able to start your car for any reason. Check places you wouldn't normally look for your keys. For instance, in the pockets of your jacket or pants or in the bag that you brought to work. If you are unable to locate your keys, consider the GEICO roadside emergency policy. It will provide access to an auto locksmith network that is nationwide which can assist you in getting on the road quickly. These policies can save you money and stress in the event that your car keys are lost or stolen.
You can file a claim with your insurance company
There aren't many things that can cause more panic than losing your car keys. Your plans to order pizza, change into comfy sweats and watch a favorite show are thrown into chaos. After a moment of devastation, you'll probably calm down and begin to think about what went wrong. This is when you have to remember to contact the police. Not only will this give you an identification number that could help you find your keys however, it will also make your insurance company aware of the incident and offer you suggestions on the best way to proceed when filing a claim.
Most auto insurance policies will cover the cost of a locksmith or will pay the cost of a key replacement provided by your dealer. If you have roadside assistance insurance, your insurer will likely be able assist you in finding the key as well. Be sure to keep a copy of your police report and any receipts that you have relating to the incident in case your insurer asks to see them. It is a good idea to save the names and numbers of all people you speak with and any paperwork that they ask for.
It is also important to inform your insurance provider so that they can be vigilant for any indications of an attempt to steal. If you are patient it is possible that someone will use the key that is missing to get into your vehicle. They could leave marks on your door or ignition.
It is important to keep a spare key in your pocket in case you lose yours. As more cars come with smart keys, it's more crucial to be aware of where your keys are. But, if you do lose your keys, the above tips will ensure that it doesn't ruin your evening or your day.
Change your locks
We've all experienced the is to lose your keys. You've been through a long, exhausting day and you want to get home, change into your comfortable clothes and grab a pizza and watch your favorite TV show. You head to the car and then discover that you're not able to find your keys. The panic sets in.
While the first thought might be to contact your insurance company for an alternative key, you should also call a locksmith. Depending on the kind of car you have and the locks it comes with, they can either replace your keys or rekey them. A locksmith can make keys in a flash if your car uses a traditional lock and key. If your car is more modern and has a key-fob, you read more will need to visit a dealer to get an updated key programmed.
Rekeying your locks is a good idea since it will ensure that no one else has your spare key. This is particularly important if you're worried that keys that you lost may be taken along with your wallet or purse. This will stop your personal information from ending up in the wrong hands, placing you at risk for identity theft.
A locksmith typically charges anywhere from $20 to $75 to rekey your locks. Make sure you read reviews before hiring locksmiths, as they aren't all created equal. You'll want to make sure they have the right equipment and know-how for your specific kind of vehicle.
Changing your locks after your vehicle is stolen can be a hassle and costly, but it's worth the peace of mind to know that nobody else has access to your vehicle or your personal belongings. A police report will also assist you in locating your property that was stolen and could lead to the arrest of a thief. Also, don't forget file a report with your home insurance company as well if your keys are lost at your house.